Pay off credit card debt without consolidating


pay off credit card debt without consolidating-87

There is a 3% balance transfer fee, but those 6 extra months might make it worthwhile.

Slate’s chip-enabled card makes it easy to travel internationally, but there is a 3% foreign transaction fee for each purchase you make.

For example, if you were making $700 monthly payments on that $10,000 balance and had a 20% interest rate, it would take you 17 months to pay it off and you’d pay over $1,500 in interest.

If you transferred that balance to Slate, you’d pay it off in 15 months with no interest, saving $1,500 and paying absolutely no fees.

It’s the only card we’ve found with the combination of a lengthy 0% intro APR and no balance transfer fee.